Dr. Paul C. Stumb, Cumberland University | Education Insider Magazine | Top Private Liberal Arts UniversityDr. Paul C. Stumb, President and Professor
A college degree remains one of the smartest investments a person can make. Research shows that, over a lifetime, bachelor's degree holders can earn approximately $1.4 million more than those with only a high school diploma. Yet for many students and families, the question isn't whether higher education is worth it; it's whether they can realistically afford it without compromising on the quality of the experience.

That's the dilemma shaping higher education today.

Universities with strong reputations often come with a price tag that feels out of reach, while more affordable options can sometimes feel impersonal, leaving students to navigate everything on their own. As institutions expand and rely more heavily on systems and processes, that sense of individual attention has quietly begun to disappear.

Cumberland University (CU), a private liberal arts institution in Lebanon, Tennessee, is proving that a private university doesn't have to be expensive to be exceptional. Offering undergraduate, graduate, and professional programs, the university leverages institutional scholarships and Tennessee's state-funded programs to make a private education accessible, with many undergraduate students paying less than $3,000 annually out of pocket for tuition. But what truly sets CU apart isn't simply what students pay—it's what they experience.

"Students and families appreciate that there's a very human element to the experience," says Reggie Blair, vice president of enrollment. "That philosophy comes to life through a highly personalized admissions process, responsive support, and a campus culture where students and their families always know there's someone ready to help."

Walking Alongside Every Student

For CU, personalization is a process that begins long before students step into their first classroom. Every incoming student is invited to a dedicated registration experience designed to replace uncertainty with confidence. They meet one-on-one with an academic advisor, explore their chosen program, tour the campus, and discover student organizations, clubs, and honor societies that match their interests. Financial aid isn't explained in broad terms, either; each student sits down for an individual session to understand exactly what their package looks like and discuss any unique circumstances that may affect their journey. By the end of the day, everything from campus technology and student accounts to parking and identification has already been taken care of. Instead of wondering what comes next, students leave knowing exactly where they're headed—and that they won't be making the journey alone.

Registration Day isn't designed solely for students. While incoming students move through their personalized onboarding, parents and guests take part in dedicated sessions that introduce them to the university's resources and support systems. It's an opportunity to answer questions, build confidence, and ensure families feel just as prepared for the transition as the students themselves.

The support doesn't stop once enrollment is complete. CU has built an ecosystem that surrounds students with the academic and personal resources they need to succeed. Tutoring services, writing and math labs, mentoring, affinity groups, and academic support are introduced early, reinforcing the message that asking for help is encouraged, not something reserved as a last resort. As students move closer to graduation, the university's Career Services team steps in with internship opportunities, experiential learning, and career preparation to help bridge the gap between the classroom and the workplace.

Supporting that hands-on approach is an investment in technology that strengthens—not replaces—the university's personal approach. CU recently introduced a new mobileresponsive student information system, replacing a platform that had been in place for nearly three decades. Backed by a federal Title III grant, the university is also expanding its student success platform with earlier academic alerts, improved faculty advising, and better coordination among student support services. At the same time, AI-powered phone, email, and text support will soon give prospective and current students access to assistance beyond traditional office hours, ensuring help is available whenever it's needed.

It's a deliberately hands-on model, one Blair believes has become increasingly rare in higher education. While larger institutions often rely on standardized systems that expect students to navigate much of the process on their own, CU remains intentionally small enough to provide a more personal experience. Calls are answered. Messages are returned. Questions don't sit in a queue waiting for the next available office. The result is more than an efficient enrollment experience; it's the confidence that someone is walking alongside students from day one.

Building a Campus Where Students Lead

At CU, leadership is woven into the student experience, with the belief that the strongest leaders are developed through involvement, responsibility, and a genuine sense of belonging. That culture is shaped by a campus community that brings together students from 44 states and 57 countries, creating an environment where different perspectives are welcomed and every student has an opportunity to find their place.

Rather than simply offering dozens of student organizations, the university actively encourages students to discover where they can make an impact. Whether it's student government, the Honors Program, advocacy groups, or interest-based organizations, students are given opportunities not only to participate but also to lead. Faculty advisors and staff take an active role in identifying leadership potential, often encouraging students to take on positions that match their strengths and interests. It's an approach that gives students a voice in shaping campus life while helping them build the confidence, communication skills, and sense of responsibility that extend well beyond graduation.

  • Students and families appreciate that there's a very human element to the experience. That philosophy comes to life through a highly personalized admissions process, responsive support, and a campus culture where students and their families, always know there's someone ready to help.


For example, one of CU's signature events at the start of each academic year introduces new students to the wide range of clubs and organizations on campus. More than just a recruitment fair, it creates meaningful conversations among current student leaders, faculty advisors, and incoming students, helping them find communities where they can contribute, grow, and, eventually, lead.

Leadership development extends beyond student organizations. Athletics, home to nearly 800 student-athletes, plays an equally important role in shaping character. CU places equal emphasis on performance in the classroom and as an athlete, reinforcing values such as discipline, teamwork, integrity, and accountability.

"At CU, being a student comes before being an athlete. Excellence on the field or on the court is expected, but never at the expense of the classroom," says Blair.

That philosophy reinforces the discipline, accountability, and integrity students carry with them long after graduation.

The Cumberland Effect

For Sydney Griffin (Class of 2024), CU wasn't just where she earned a degree—it was where she discovered her potential. Initially enrolling through the Tennessee Promise Scholarship to pursue an associate degree, she chose to remain at CU to complete her bachelor's degree in English, drawn by what she describes as the "familial atmosphere" fostered by the faculty. Beyond the classroom, Sydney immersed herself in campus life, serving in multiple leadership roles and editing the university's literary journal. Those experiences helped her secure a highly competitive internship with Penguin Random House, where she contributed to projects involving global figures such as Michelle Obama and Matthew McConaughey. Today, Sydney is building a career in entertainment public relations, crediting CU with providing "the community, confidence, and connections for a lifetime of success."

Growing Without Losing What Matters

While many universities measure success by enrollment growth alone, CU is expanding its academic offerings, online programs, and campus facilities, including new residential spaces, without sacrificing the close-knit experience that defines it. Additional dual enrollment opportunities and expanded online learning options are also expected to broaden access while supporting the university's long-term vision.

Today, Cumberland serves just under 3,500 students and views an enrollment of around 5,000 as the point at which it can continue delivering the same high level of personal attention that has become its hallmark. For CU, growth has never been about becoming bigger. It's about becoming better by expanding opportunities while preserving the relationships, responsiveness, and student-first culture that have always defined the CU experience. It's a thoughtful strategy that reflects the university's belief that growth only matters if students continue to feel seen, supported, and known.