Catalyst Bible College (CBC) prepares students for a life of service with Christ-centered education that is accessible and financially attainable. Many private colleges charge high tuition, leaving students with substantial loans. The burden of repayment can postpone their plans to enter fields like ministry or community service. CBC keeps tuition intentionally low and supplements it with merit-based scholarships, with the goal of helping every student graduate debt-free. Undergraduate and adult learners receive education that blends classroom learning with ministry practice. While the college emphasizes developing a heart for missions, students are also fully prepared to apply their skills in a variety of professional fields, allowing them to pursue careers and ministries with confidence. “We’re committed to guiding students toward graduation with minimal or no debt,” says Dr. Mark Merrill, president and founder. That bold mission is already showing results, as the first graduating class completed their studies without taking on loans. Students often pay $305 per credit hour, which makes the cost of a four-year degree about $36,500. Multiple funding streams help maintain this cost. CBC partners with Nelson University in Waxahachie, Texas, a regionally accredited host institution. This partnership helps students qualify for federal financial aid, including Pell Grants and subsidized and unsubsidized student loans. It also negotiates the tuition rate to ensure students pay significantly less than their peers at comparable schools. Visalia First, the local church, sets aside half of its annual global mission fund to support the college as a mission-focused initiative. This brings about $500,000 annually for scholarships and student support. CBC board members from across the country also contribute funds from their own ministries. An annual fundraiser draws supporters nationwide to hear CBC’s story and pledge gifts, generating another half a million dollars.